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Landlords Have 7 Days Left Before a £7,000 Fine

2.3 million UK landlords need to send a government PDF to their tenants by 31 May. It's been downloaded 153,000 times. The fine for missing it: £7,000 per tenancy. Seven days left.

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##RentersRightsAct##UKLandlord
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HMO Licensing Checklist: Every Step Before You Buy

Buy an HMO without checking these 7 licensing requirements and you could face unlimited fines. Here's the exact checklist.

##HMOLicensing##PropertyChecklist##LandlordTips
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ZARSK avatarArticle

HMO Licensing Checklist: Every Step Before You Buy

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Buy an HMO without checking these licensing requirements and you could face unlimited fines — and a property you legally cannot rent out. I've seen it happen. Here's the exact checklist so it doesn't happen to you.

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ZARSK avatarShort
Short

HMO Licensing Checklist: Every Step Before You Buy

Over 70 UK councils have additional HMO licensing covering 3-4 occupant properties. Most investors only check mandatory licensing. That's how you end up with a property you can't legally rent. #HMOLicensing #LandlordTips

Full version on zarsk.co.uk

##HMOLicensing##LandlordTips
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I Tried to Get an HMO Mortgage as a First-Time Investor. Here's What Happened.

Every broker said no. Every high street bank laughed. Then I found out 90% of the best HMO mortgage deals aren't even on comparison sites.

##HMOMortgage##PropertyFinance##FirstTimeInvestor
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ZARSK avatarArticle

I Tried to Get an HMO Mortgage as a First-Time Investor. Here's What Happened.

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Every broker said no. Every high street bank laughed. Then I found out that the majority of the best-value HMO mortgage products are available exclusively through FCA-regulated intermediary brokers — and not a single one of them appears on a comparison site.

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Short

I Tried to Get an HMO Mortgage as a First-Time Investor. Here's What Happened.

90% of the best HMO mortgage deals aren't on comparison sites. They're intermediary-only. TMW just cut HMO rates 20bps this week — most investors never heard about it.

Full version on zarsk.co.uk

##HMOMortgage##PropertyFinance
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HMO vs Buy-to-Let: The Real Numbers Nobody Shows You

A standard BTL yields 5%. An HMO yields 10%. But the gap isn't what you think — here's what the gurus leave out.

##HMOvsBTL##RentalYield##PropertyInvesting
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ZARSK avatarArticle

HMO vs Buy-to-Let: The Real Numbers Nobody Shows You

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A standard BTL yields around 5%. A well-run HMO yields closer to 10%. But that headline gap is exactly where the gurus stop talking — and where the real analysis needs to start.

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ZARSK avatarShort
Short

HMO vs Buy-to-Let: The Real Numbers Nobody Shows You

HMO gross yield: 10%. BTL: 5–6%. But net HMO yields are 2–4pts lower after costs. The gap is real — just smaller than the gurus say. Here's the honest breakdown. #HMOvsBTL #PropertyInvesting

Full version on zarsk.co.uk

##HMOvsBTL##PropertyInvesting
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5 UK Cities Where HMO Yields Still Beat 10% in 2026

London HMO yields are falling. But these 5 cities are quietly delivering 10%+ gross returns right now.

##HMOYields##PropertyInvestment##UKProperty
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ZARSK avatarArticle

5 UK Cities Where HMO Yields Still Beat 10% in 2026

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London HMO yields are falling. Purchase prices are still elevated, operational costs keep climbing, and the gross return just doesn't justify the capital outlay anymore. But these 5 cities are quietly delivering 10%+ gross returns right now — and most investors I speak to haven't even looked at half of them.

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