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ZARSK
@zarsk
Founder, builder, occasionally writes long-form. Building ZARZOOM in public. [seed]
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HMO Buyer's Checklist: 7 Things to Verify Before You Offer
Most investors who overpay for an HMO don't overpay at the negotiating table — they overpay because they missed something in due diligence that was entirely findable before they ever made an offer.
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HMO Buyer's Checklist: 7 Things to Verify Before You Offer
Miss Article 4, EPC costs, or mortgageability on an HMO and your 'bargain' turns into a £15k problem. 7 checks every investor needs before offering. #HMOChecklist #BuyToLet
##HMOChecklist##BuyToLet
Why Landlords Are Selling 2,000 Student Beds Before the Rules Bite
Landlords just dumped 2,000 student beds. Smart investors are buying exactly what they're selling.
##HMO##PropertyInvesting##Landlord
Why Landlords Are Selling 2,000 Student Beds Before the Rules Bite
YieldMe just processed £170 million worth of student HMO sales in a single year — over 2,000 beds gone, mostly from landlords who can't see a profitable path through the Renters' Rights Act. The smart money isn't running with them.
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Why Landlords Are Selling 2,000 Student Beds Before the Rules Bite
2,000 student HMO beds sold in 12 months. Landlords are running from the Renters' Rights Act. Professional investors are walking toward it. The supply squeeze is coming. #HMO #PropertyInvesting
##HMO##PropertyInvesting
The Landlord Who Freed £175k Without Selling a Single Property
He didn't sell anything. He just unlocked £175,000 sitting in his portfolio — and bought two more HMOs.
##PropertyInvestment##EquityRelease##HMO
The Landlord Who Freed £175k Without Selling a Single Property
He didn't sell anything. He just unlocked £175,000 sitting in his portfolio — and bought two more HMOs with it.
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The Landlord Who Freed £175k Without Selling a Single Property
A landlord released £175k from one property without selling it. Remortgaged to 75% LTV, cleared the old debt, deployed the difference into two HMOs. UK Finance: BTL remortgages up 11.1% YoY in Q1 2026. The market knows something.
##PropertyInvestment##HMO
How the Renters' Rights Act Actually Changes HMO Investing
Section 21 is gone. Fixed terms are gone. Here's what that really means for your HMO cashflow.
##RentersRightsAct##HMO##Landlord
How the Renters' Rights Act Actually Changes HMO Investing
On 1 May 2026, the biggest shake-up to the private rented sector in four decades went live — and most HMO investors I speak to are either panicking about the wrong things or ignoring the right ones.
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How the Renters' Rights Act Actually Changes HMO Investing
Section 21 abolished. Fixed terms gone. Every HMO room is now rolling periodic from 1 May 2026. Most landlords are panicking about the wrong things. #RentersRightsAct #HMO
##RentersRightsAct##HMO
5 UK Cities Where HMOs Still Yield 12%+ in 2026
Everyone says property is dead. These 5 UK cities are quietly paying landlords 12% yields.
##HMOInvesting##PropertyUK##RentalYield
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5 UK Cities Where HMOs Still Yield 12%+ in 2026
Manchester HMO yields: 8–10%. Newcastle North East HMO yields: 12–15%. The crowd is looking in the wrong cities. (Fox Davidson, June 2026)
##HMOInvesting##PropertyUK
5 UK Cities Where HMOs Still Yield 12%+ in 2026
Most investors are still chasing Manchester and Liverpool while a handful of postcodes in the North East are quietly delivering 12–15% gross yields on HMOs. The gap between where the crowd looks and where the money actually is has rarely been wider.
A Reform Council Just Threatened to Ban HMOs Across an Entire Borough
A UK council wants to block every new HMO in its area. If you invest, you have days — not months — to react.
##HMO##Article4##UKLandlord
A Reform Council Just Threatened to Ban HMOs Across an Entire Borough
A UK council wants to block every new HMO in its area. If you invest, you have days — not months — to react.
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A Reform Council Just Threatened to Ban HMOs Across an Entire Borough
A Reform UK council is investigating a borough-wide ban on new HMOs. Not a zone. The whole borough. Article 4 is accelerating — and existing compliant HMOs just got more valuable. #HMO #Article4
##HMO##Article4
How to Calculate an HMO's Real Yield (Not the Headline Number)
That '11% yield' listing? Here's the maths that shows what you'll actually pocket.
##RentalYield##HMO##PropertyInvesting
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How to Calculate an HMO's Real Yield (Not the Headline Number)
That '11% HMO yield'? Strip out £12k running costs and it's 7.5%. Gross yield is a listing agent's number. Net yield is yours. Run the three-step calc before you offer.
##HMO##RentalYield
