ArtikelWhat a Real Burnley HMO Actually Costs to License (Honest Numbers)
Everyone argues about HMO licence fees online. Here are the real numbers from one Northern terrace — including the bit that actually bites.
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How to Spot a Profitable HMO in Under 10 Minutes (2026 Method)
Gross yield under 8%? I stop. Room under 6.51m²? Dead deal. Rent doesn't clear 125% ICR at 5.39%? Walk away. That's 3 of my 5 HMO checks — done in under 10 minutes.
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##HMOInvesting##PropertyTips
ArtikelHow to Spot a Profitable HMO in Under 10 Minutes (2026 Method)
I can tell if an HMO deal makes money in under 10 minutes. Most investors spend weeks on due diligence they could compress into a single focused session — and they still miss the three numbers that actually matter.
VideoHow to Spot a Profitable HMO in Under 10 Minutes (2026 Method)
I can tell if an HMO deal makes money in under 10 minutes. Here's the exact 5-step checklist.
##HMOInvesting##PropertyTips##BuyToLet
VideoThe £40,000 Fine UK Landlords Don't Know They're Risking
Run an unlicensed HMO and the fine just jumped to £40,000. And no, you don't even get a court hearing.
##UKLandlord##HMO##RentersRightsAct
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The £40,000 Fine UK Landlords Don't Know They're Risking
The unlicensed HMO fine hit £40,000 on 1 May 2026. No court. Just a council notice. And tenants can now claw back 24 months of rent on top of that. Most landlords don't know this is already live.
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##HMO##RentersRightsAct
ArtikelThe £40,000 Fine UK Landlords Don't Know They're Risking
The maximum civil penalty for running an unlicensed HMO jumped from £30,000 to £40,000 on 1 May 2026. Councils impose it without a court hearing. Most landlords I speak to have no idea this already happened.
ArtikelThe Bank of England Just Held at 3.75% — Here's What Smart Landlords Do Next
The base rate held at 3.75% this week — fourth consecutive hold. Most landlords will sit tight and wait for cuts that may not arrive before 2027. The ones remortgaging and freeing equity right now are about to pull ahead.
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The Bank of England Just Held at 3.75% — Here's What Smart Landlords Do Next
BoE held at 3.75%. Vote was 7-2 — two members wanted a HIKE. OIS markets now pricing 50bps of tightening, not cuts. Landlords waiting for rate relief may be waiting until 2027. The lender cuts happening right now won't last.
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##BuyToLet##MortgageRates
VideoArticle 4 Explained: Why It's Secretly Making Existing HMOs MORE Valuable
Everyone thinks Article 4 killed HMO investing. It actually handed existing owners a goldmine. Here's the bit councils don't advertise.
##Article4##HMO##PropertyInvestmentUK
ArtikelArticle 4 Explained: Why It's Secretly Making Existing HMOs More Valuable
Everyone thinks Article 4 killed HMO investing. It actually handed existing owners a goldmine — and councils aren't exactly rushing to advertise that fact.
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Article 4 Explained: Why It's Secretly Making Existing HMOs More Valuable
Article 4 didn't kill HMO investing. It handed existing HMO owners a scarcity premium. New supply choked = existing stock worth more. Most investors still haven't clocked this.
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##Article4##HMO