CurtoBTL Purchases Fell 15% — But HMO Investors Are Doing the Opposite
BTL purchases fell 14.9% in Q1 2026. HMO licence applications just hit a 40% all-time high. The market isn't collapsing — it's sorting. #HMO #BuyToLet
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CurtoBTL purchases fell 14.9% in Q1 2026. HMO licence applications just hit a 40% all-time high. The market isn't collapsing — it's sorting. #HMO #BuyToLet
ArtigoNew buy-to-let purchases just dropped nearly 15%. So why are serious HMO operators buying more, not less?
ArtigoStandard buy-to-let pays around 5% gross in most UK cities right now. These five cities are handing well-structured HMO investors 12% and above — and the gap is widening, not closing.
CurtoStandard BTL: ~5% gross. A well-run HMO in Newcastle: up to 15.4%. Fox Davidson puts the national HMO band at 9–15% vs 5–6% for single-lets. Same building. Different income. #HMOInvesting #RentalYield
Two weeks ago the door slammed shut on no-fault evictions forever. Most local landlords still don't know what replaced it — and that gap in knowledge is already creating real legal exposure.
CurtoFrom 1 May 2026: unlicensed HMO = up to £40,000 fine. No court. Direct from the council. And 3 tenants from 2 households sharing a kitchen already qualifies. Most landlords don't know this applies to them.
ArtigoOne missing piece of paper can cost you £40,000. And the landlords who get hit hardest are almost never the ones who knew they were breaking the rules.
Same £200k. Wildly different homes. Nottinghamshire's county median sat at £210k in April 2026 — but the gap between the cheapest and most expensive towns is nearly £150k, and most buyers are only looking at half the map.
Artigo
ArtigoYour 3-bed HMO didn't need a licence last year. In 70+ English councils, it does now — and the number is still climbing.
CurtoYour 3-bed HMO didn't need a licence last year. In 70+ councils, it does now. The 2024 deregulation handed councils a blank cheque to licence smaller HMOs — and they're using it.
As of 1 August 2026, that old eviction notice sitting in your drawer is legally worthless. Most landlords across Notts haven't been told yet — and that gap is going to cost some of them dearly.