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KortThree tenants sharing a kitchen = unlicensed HMO in 70+ council areas. Fine: up to £30,000. 'I used a letting agent' is not a defence — two tribunals confirmed this in 2026.
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VideoForget London. These 5 regions are where the real HMO cashflow is hiding in 2026.
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The North East is yielding 15.1% on HMOs right now. Meanwhile, most investors are still queuing up for the same tired Manchester postcodes that peaked three years ago.
KortNorth East HMO yields: 15.1%. Average Manchester queue to buy: enormous. The best cashflow in UK property right now isn't where everyone's looking. #HMO #RentalYield
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VideoYour next HMO deposit might already be sitting in a property you own. Most landlords leave it dormant.
KortLandlords saving for their next deposit while £50k sits in a property they already own. Equity is purchasing power. The BRRR cycle exists for a reason. #EquityRelease #BuyToLet
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ArtikelYour next HMO deposit might already be sitting in a property you own. Most landlords leave it dormant — not because they can't access it, but because nobody's walked them through how.
VideoYou buy the house. Then you find out you can never make it an HMO. Welcome to Article 4.
KortYou buy the house. Complete. Get the keys. Then find out Article 4 means you can never legally convert it to an HMO. This trap is active in Nottingham, Leeds, Liverpool, Birmingham, most of London. Check the data first. Always.
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ArtikelYou exchange contracts, complete, get the keys — and then discover the council has removed your right to convert that property to an HMO without full planning permission. Article 4 doesn't care that you already own it.
VideoOn May 1st the rules changed for every HMO landlord in England. Most still don't realise Section 21 is gone for good.
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On 1 May 2026, the Renters' Rights Act came into force across England. Most HMO landlords I speak to are still processing what that actually means for their portfolios — and a few are dangerously underestimating it.